MNicoleM/Flickr
Unlike most human health insurance, many pet insurance plans let you keep your vet, so your pooch or kitty won't have to leave his or her favorite doctor. Some insurance companies will pay a percentage of your veterinary bills, while others pay a fixed amount based on a benefits schedule, according to the ASPCA.
While some companies have pet insurance included in their benefits, you can also purchase pet insurance. When choosing a plan, make sure to take into consideration your pet's age, breed and lifestyle. The ASPCA Pet Health Insurance has four different, increasing levels of protection to choose from, where the lowest level covers only accidents. On the other end of the spectrum. Embrace Pet Insurance covers cancer treatments and chronic illnesses, but not pre-existing conditions, like respiratory infections. VPI Insurance has plans for birds and exotic animals, in addition to cats and dogs. Unlike many insurance companies, PetFirst Healthcare's protection rates are the same regardless of the breed or age.
Pet insurance isn't for everyone. Talk to your vet about what type of pet health insurance plan would be best for you and your furry companion.





